IBERIABANKfsb NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

IBERIABANKfsb is committed to providing quality products and services in an environment that protects consumer privacy rights. We respect the right to privacy of our customers, applicants for our products and services and individuals visiting us on-line. We are committed to protecting confidentiality of the information furnished to us by our customers and our former customers.

This Notice describes the types of information we collect, how we use the information, and how we protect your confidential information. This Notice is subject to change. You can always review our current Privacy Notice on our web site at www.iberiabankfsb.com, or visit any of our offices to obtain a copy. We will send you a Notice annually as long as you maintain a relationship with us.

DEFINITIONS

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

Nonaffiliated company is a company that is not an affiliate of ours.

Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.

INFORMATION ABOUT YOU THAT WE COLLECT

We may collect nonpublic personal information about you from the following sources: information we receive from you on applications, other forms or visits to our internet web site; information about your transactions with us, our affiliates, or nonaffiliated third parties; and information we may receive from a consumer reporting agency. Information we collect from these sources includes your assets, income and other debt, your account balances, payment history, parties to transactions, credit card usage, and creditworthiness or credit history.

We are committed to maintaining the accuracy of customer information. If you become aware of any inaccurate information contained in our records about you, write to us at the address listed on your account statement, bank records or other documentation, or visit our web site at www.iberiabankfsb.com to send us a secure e-mail.

PROTECTING YOUR CONFIDENTIAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

INFORMATION WE MAY SHARE WITH OUR AFFILIATES

We use collected information to provide the products and services you have requested. After you are a customer, we use the information to provide you with the highest level of service. We may share information about your transactions and experience with us with our affiliates, Pulaski Mortgage Company and Pulaski Insurance Agency, Inc. Federal law allows us to share identifying information and information about our transactions and experiences with you, such as your account balances and payment history.

You may direct us not to share other information that is assembled or used to determine your eligibility for a product or service, such as information shown on consumer credit reports and assets and income information from applications. If you prefer that we do not share this other information with our affiliates, you may chose to opt out of sharing. Please notify us of your decision by using the Opt Out Notice that is part of this Privacy Notice or an e-mail form which you can obtain at our website at www.iberiabankfsb.com.

INFORMATION WE MAY SHARE WITH NONAFFILIATED COMPANIES

In order to conduct company business and to offer products or services that may complement your relationship with us, we may share information we collect with companies that perform services for us or on our behalf and companies that perform marketing services on our behalf or other financial institutions with whom we have joint marketing agreements. These companies act on our behalf and are contractually obligated to keep the information we provide them confidential and to use the information only for the purposes authorized.

INFORMATION SHARING IN OTHER SITUATIONS

We may share information we collect with nonaffiliated companies as authorized or required by law. This includes the sharing of information with selected credit reporting agencies and other financial institutions and when required by either federal or state laws.

TRUST CUSTOMERS

We do not disclose any information gathered by our trust department with anyone except as necessary to complete authorized transactions or as required by law.

FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers.

YOUR RIGHT TO OPT OUT OF SHARING YOUR NONPUBLIC PERSONAL INFORMATION WITH OUR AFFILIATES

We are permitted to disclose nonpublic personal information about our transactions or experiences with you to our affiliates. We may also disclose other nonpublic personal information to our affiliates (that is, nonpublic personal information beyond our transactions and experiences with you), unless you tell us to not disclose this other nonpublic personal information.

Your decision to opt out of sharing your nonpublic personal information will apply to all products and services you receive from us.

If you have one or more joint accounts, an opt out instruction given by one participant of such an account will affect all of the accounts of the person who opts out and all information from those accounts about others who participate in those accounts.

If you wish to opt out of disclosures, you may do so by using any of the following methods.

• Notify us that you do not want us to share your nonpublic personal information with our affiliates, other than nonpublic personal information relating to your transactions and experiences with us. Please include the following information: your name, social security number, account number, street address, city, state, zip code. Please sign your letter as authorization for opting out of sharing and send it to the following address:

IBERIABANKfsb
Customer Support Center - Opt-Out
5800 "R" Street
Little Rock, Arkansas 72207

• Complete and return an email form that you can obtain by clicking here.

PULASKI INSURANCE AGENCY, INC. NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

Pulaski Insurance Agency, Inc. is committed to providing quality products and services in an environment that protects consumer privacy rights. We respect the right to privacy of our customers, applicants for our products and services, and individuals visiting us on-line. We are committed to protecting confidentiality of the information furnished to us by our customers.

Information about you that we collect:

We collect nonpublic personal information about you from the following sources: information we receive from you on applications or other forms or through our Web site; information about your transactions with us, our affiliates, or others; and information we may receive from a consumer reporting agency.

Our use of information about you:

We use collected information to provide the products and services you have requested. After you are a customer, we use the information to provide you with the highest level of service. We may share information about your transactions and experience with us with our affiliates (that is, companies that are owned by Pulaski Investment Corporation, Inc.); that may include IBERIABANKfsb Trust Deaprtment and Pulaski Mortgage Company. We may disclose information about your transactions and experience with us with financial institutions with whom we have joint marketing agreements. These financial institutions have agreed to treat any such information as confidential and not to share such information with any other parties. Otherwise, we do not disclose any nonpublic personal information about you to anyone except as permitted by law. We follow the same policy with respect to nonpublic information received from all customers and former customers.

How we protect your confidential information:

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.

No response to this notice is required. If you have questions, please contact us at Pulaski Insurance Agency, Inc., 5800 "R" Street, Little Rock, Arkansas 72207 or (501) 661-7731.